blocks insert at wrong in scale in 2014, correct scale in 2012

I am trying to insert a block into a file in Acad 2014 and it comes in too large.  If I insert the same block into the same file using Acad 2012 it comes in at the correct scale.  Doesn't seem to matter if insunits is 0 or 1, or insunitsdefsource or insunitsdeftarget are also 0 or 1.

There must be some variable or variables I'm missing.

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